Category Archive: Selling

Home selling questions and answers.

Feb 07

How Can I Take Over A House Payment?

There are a couple of things you should do before buying the home in San Diego. First, check to see if if you qualify for a loan, and what type you’d qualify for. Next, find out if your friend has an assumable loan.

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Feb 06

What does contigency on a short sale mean? And, how do I know if the property tax is paid?

What does contigency on a short sale mean? And, how do I know if the property tax is paid?

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Jan 26

What Is A Trustee’s Deed?

The Trustee’s Deed is a document that transfers property to the last and highest bidder or to foreclosing beneficiary if there are no bids higher than beneficiary’s credit bid.

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Jan 26

Live Example of Courthouse Trustee’s Sale in California

Real Example of How a Trustee’s Sale works in San Diego California

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Jan 25

4 Things That Can Happen In A Trustee Sale

There are primarily 4 things that can happen during a trustee sale – postpone, sold to beneficiary,sold to third party or cancelled.

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Jan 24

What Is A Trustee Sale and How Does It Work?

The Notice of Trustee’s Sale serves as public notice that the auction of the property will be taking place.

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Jan 23

What Is A Notice of Trustee Sale

The Notice of Trustee’s Sale serves as public notice that the auction of the property will be taking place.

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Jan 20

What Is A Notice of Default

The initial notice of default letter is recorded in the office of the county recorder when the borrower does not meet the terms of the loan.

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Jan 18

When Should We Begin Working On The Short Sale Together?

we would like to begin working on your Short Sale as soon as you recognize that you are unable to keep up with your payments and will be falling 30+ days behind.

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Jan 17

[Video] I’m Behind On My Payments, How Long Until The Bank Forecloses On My Home

[Video] Most notes give the bank the right to file the foreclosure notice or the notice of default as soon as you are 30 days behind on your mortgage.

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Jan 17

I’m Behind On My Payments, How Long Until The Bank Forecloses On My Home

Most notes give the bank the right to file the foreclosure notice or the notice of default as soon as you are 30 days behind on your mortgage.

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Jan 13

A Real Estate Agent I know Said Short Sales Rarely Close And Banks Do Not Approve Them

Most real estate agents are not educated on how to successfully close a Short Sale transaction.

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Jan 13

[Video] A Real Estate Agent I know Said Short Sales Rarely Close And Banks Do Not Approve Them

[Video] Most real estate agents are not educated on how to successfully close a Short Sale transaction.

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Jan 12

[Video] Can The Bank Sue For The Difference Between What I Owe And What The Home Sells For?

[Video] Can The Bank Sue For The Difference Between What I Owe And What The Home Sells For?

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Jan 12

Can The Bank Sue Me Or Place A Judgment Against Me For The Difference Between What I Owe And What The Home Sells For?

In some states, such as Arizona, most people refer to as a “Non-Judgment Deficiency” state.

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Jan 10

Why Would A Bank Agree To A Short Sale?

It is much more cost effective for a bank to do a Short Sale rather than Foreclose on a home in San Diego.

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Jan 09

Are there any credit consequences to a Short Sale?

In a short sale, banks have the right to report late payments after 30 days. Statement will say the account was “paid in full for less than the full amount.”

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Jan 06

Are There Any Tax Consequences To A Short Sale?

If you do a Short Sale you will receive a 1099 from your bank. This 1099 will be called a “1099-C.” The thing that most people don’t know or don’t tell you is that with a Foreclosure, you will also get a 1099. In the case of a Foreclosure the 1099 is called a “1099-A.”

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Jan 05

What If I Don’t Have Money To Pay The San Diego Realtor Commissions?

As the seller typically will not have to pay a San Diego real estate agents commissions. The commission is usually negotiated with the bank as part of the transaction.

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Jan 04

How long does it take to do a Short Sale?

The first stage requires working with you as the homeowner to get all of the required documentation that your bank will require us to send them. This stage shouldn’t take longer than a couple of days.

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Jan 03

Do you work with all banks?

We currently work with all banks. Each bank may have it’s own short sell process and documentation, but generally it’s the same steps.

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Dec 31

How do I select the right team to successfully manage and negotiate my Short Sale?

Before hiring any San Diego real estate agent to help you in a Short Sale in San Diego, make sure they are qualified and competent to completing the work that is required to see you through the short sale process.

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Dec 30

Do I Qualify For A Short Sale?

A good Short Sale candidate is a homeowner who is behind on their mortgage payment and is unable to keep up with all of their monthly obligations.

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Dec 29

Is a short sale a foreclosure?

A short sale IS NOT a foreclosure. In a short sale situation, the home owner typically owes more on the loan that what the home is actually worth.

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Dec 28

San Diego Short Sale Expert Helps Military Members Before Foreclosure?

Contact a good Short Sale Expert in San Diego who is up-to-speed with the short sale process. In some cases, an extension can be filed to prolong the San Diego short sale listing.

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